Provides financial security for your loved ones when you die. With a combination of ‘levelled’ and ‘stepped’ premiums we will work to ensure that your lifetime risks (around things like mortgage costs and/or having dependents) are covered. We work with individuals and couples to ascertain clearly immediate, intermediate and long term needs; and specialise in structuring a plan for your own personal situation.

Helps you to cope financially in the event of a major illness or injury by reducing financial stress and letting you get on with your recovery. There are more than 45 conditions that are covered and where you would be paid out with a lump sum if diagnosed. This is the insurance that Mark was paid out following 13 months of having Trauma cover when he had a heart event. The diagnosis was sent through and he received a payout almost immediately. We highly recommend this cover to all of our clients.

Gives you additional financial security by providing you with replacement monthly income if sickness or illness prevents you from working and earning an income for yourself.

This covers general insurance risks including key person, trauma and directors life and trauma cover and again is based on your very individualised personal and business requirements.

We understand the ‘inside-outs’ of ACC Cover Plus Extra for self-employed persons, and can assess whether your premiums are currently working to give you the best all-round cover.

Gives you the security of knowing you have protection and options available should you experience health issues. This can be structured in a variety of flexible options. You can have a higher excess, have specialist only cover, or have full cover which can include GP and specialist options. Medical Insurance is unable to be levelled and therefore will go up in price as you age.